I took a big step this week with my girlfriend by opening up a joint savings account with PC Financial. I had previously attempted to open the account online but received a message to come in person to a pavilion. The pavilions are located in various Fortinos across the country. It took about 30 minutes for all the paperwork and you will be given 2 hours to activate your card.

I recommened PC Financial at 3.05% interest on an account with more then $1,000 and for a limited time 3.75% for any deposits made until the end of November.

Interest rates from the big banks:

RBC  High Interest eSavings Account - 2.75%, no minimum

TD Canada Trust Guaranteed Investment Account - 2.25%, $5,000 minimum

CIBC  Bonus Savings Account - 2.25%, $5,000 minimum

Scotia Bank Money Master High Interest Savings Account - 2.25%, $5,000 minimum

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